One of the most discussed risks in off the plan property is the valuation gap: you sign at today's price, but the bank values the property at settlement, sometimes two years later. If it values below your contract price, you fund the difference. This video breaks down how often that actually happens, why shortfalls cluster in specific postcodes with oversupply, and what iBuyNew checks before recommending a project to reduce that exposure.
Also covered: how pipeline and local demand analysis factor into project selection, and why finance strategy gets reviewed well ahead of settlement rather than at the last minute.
Topics: off the plan valuation shortfall, settlement risk new build property, bank valuation vs contract price, off the plan investment risk Australia, oversupply postcode risk, new build settlement process, property finance strategy.
iBuyNew has worked new build and off the plan investment across Melbourne, Gold Coast, Brisbane, Perth and Adelaide for over 15 years.
Speak with an adviser: https://ibuynew.com.au
Published on Sep 08, 2026