Tools & Calculators
This Savings Target Calculator will give you data on how much you can save over a period of time.
This Split Loan Calculator works out how much your fixed and variable monthly repayments would be over a period of time.
Use our Stamp Duty Calculator to work out how much stamp duty you are liable to pay as an investor or first home buyer across d...
Our What Can I Afford To Borrow? Calculator shows you how much you could realistically borrow.
Tools and Calculators to Help You When Buying a Property
When it comes to buying a property, there are many things you need to think about, especially on the financial side. You need to ask yourself questions like how much can you borrow, how much do you need to save and how long will it take to repay a loan.
By knowing the answers to these questions in advance, you will be able to work out your budget to ensure you do not put too much financial pressure on yourself as well as ensure you are in a better position to be approved for a loan.
Some of these calculations can be pretty difficult, especially if maths is not your strong point. To help make this process much quicker and simpler, we have created numerous different calculators to work this out for you.
If you have yet to buy a property, then we have a number of calculators that will suit you. You first need to think about saving up a deposit and work out how much you could afford to borrow from the bank and so our Budget Calculator and How Much Can I Borrow Calculator are great tools to use. You should also consider using our Achieve My Savings Target Calculator which will help you reach your deposit much faster.
One of the biggest costs when buying a property is Stamp Duty and this affects both owner occupiers and investors. Stamp Duty differs per state so it can be quite confusing knowing how much you should be paying. Whether you are an investor or first home buyer can affect the cost as well as the property value. Fortunately, our stamp duty calculator is able to work this out for you at the touch of a button and if you are a first home buyer looking to live in the property then you might be eligible for stamp duty savings, saving you tens of thousands of dollars.
Once you know how much you can borrow and your savings are on track, you should also consider different loans and how much you should be repaying. An investor ideally would want an interest only loan, whilst an owner occupier might be looking to pay down their loan. Our Comparison Rate Calculator will help you work out the total cost of your loan whilst our Complete Loan Comparison Calculator will allow you to compare two different home loans to help you find the better deal.
If you want to know how much it would cost you to hold an investment property then our Investment Calculator will come in handy. If you can’t decide which type of loan you should go for, fixed or variable then you might want to consider a Split Loan which is a combination of both. Our Split Loan Calculator can help you work out how much your fixed and variable monthly repayments would be over a set period of time.
Whatever cost you need to work out, we have a calculator for you and they are all relatively straightforward to use. Once you have clicked the calculate button, the results will appear on screen and can be visually seen as a graph. You also have the option to print the results out or have it emailed to you.
If you get stuck trying to use one of our tools and calculators, then one of our friendly Property Consultants are here to help. Just give us a call on 1300 123 463 and we will be able to assist you with any queries you might have about your finances or calculations.